SERVICES

Risk Profiling & Gap Analysis

Buying an insurance policy is only part of managing risk. To be truly protected, you need to understand where your exposures are, how they’re changing and whether your current cover still fits. Our risk profiling and gap analysis service gives you a clear picture of your risk landscape and how well your insurance program responds – before a loss occurs.

WHAT IS AVIATION RISK PROFILING?

Risk profiling is a structured review of how your aviation operation works day-to-day, including:

  • Types of aircraft, drones and equipment you use.
  • Nature of your operations (charter, training, cargo, aerial work, airport operations, etc.).
  • People involved – pilots, engineers, ground staff, contractors.
  • Locations and airfields you operate from.
  • Contracts and regulatory requirements you’re subject to.
  • Existing risk controls and safety management practices.

This helps identify where incidents are most likely to arise and how severe the impact could be.

WHAT IS A GAP ANALYSIS?

Gap analysis compares your current risk profile to your existing insurance program to identify:

  • Uninsured or underinsured risks – areas where losses may not be fully covered.
  • Overlaps – where you might be paying twice for similar protection.
  • Out-of-date limits or endorsements – that no longer reflect current operations.
  • Opportunities to improve terms – by restructuring covers or consolidating programs.

We summarise findings in plain language, prioritising the changes that will have the greatest impact.

WHEN SHOULD YOU REQUEST A RISK & GAP REVIEW?

A review is especially valuable when:

  • You’re starting a new venture or adding a new line of aviation business.
  • Your fleet, routes or operations are changing.
  • You’re entering new contracts or markets.
  • You’ve had a near-miss or recent claim.
  • You haven’t reviewed your insurance program in several years.
HOW ALTITUDE AVIATION INSURANCE SUPPORTS YOU

With our specialist aviation focus and long-term experience, we:

  • Combine industry knowledge with detailed policy understanding.
  • Map your risk and insurance position into a clear, visual summary.
  • Work with insurers to refine your program where needed.
  • Revisit your profile regularly as part of your renewal cycle.

GET CLARITY ON YOUR AVIATION RISK

If you’re unsure whether your current insurance truly matches your exposures, a structured review can provide peace of mind.

BOOK A RISK PROFILING & GAP ANALYSIS SESSION